Skip to main content
CollegeROIData

College Programs with Debt $20K to $40K (2026)

4,445 school-major combinations. Programs with $20,000 to $40,000 in median student debt. This range covers most in-state public university programs and some private school offerings with aid.

4,445
Programs
71/100
Avg ROI Score
$27K
Avg Median Debt
$57K
Avg Year 1 Earnings

Grade Distribution for Debt $20K to $40K

A
455
B
2,613
C
1,373
D
4
F
0

Top 50 Programs, Debt $20K to $40K

#SchoolMajorROI Score
1Albany State UniversityComputer and Information Sciences96/100
2American UniversityComputer Science96/100
3Angelo State UniversityComputer and Information Sciences96/100
4Appalachian State UniversityComputer Science96/100
5Aquinas CollegeMathematics96/100
6Augusta UniversityComputer/Information Technology Administration and Management96/100
7Bellevue CollegeComputer Software and Media Applications96/100
8Bellevue CollegeData Processing96/100
9Bellevue CollegeComputer/Information Technology Administration and Management96/100
10Berry CollegeMathematics96/100
11Black Hills State UniversityMathematics96/100
12Bob Jones UniversityComputer and Information Sciences96/100
13Bowdoin CollegeMathematics96/100
14Bowdoin CollegeComputer Science96/100
15Bradley UniversityComputer/Information Technology Administration and Management96/100
16Broward CollegeComputer/Information Technology Administration and Management96/100
17Bryn Mawr CollegeMathematics96/100
18Bryn Mawr CollegeComputer Science96/100
19California Polytechnic State University-San Luis ObispoComputer Science96/100
20Canisius UniversityComputer Science96/100
21Case Western Reserve UniversityComputer Science96/100
22Catawba CollegeComputer and Information Sciences96/100
23Catawba CollegeMathematics96/100
24Central Connecticut State UniversityComputer/Information Technology Administration and Management96/100
25Christopher Newport UniversityComputer Science96/100
26Christopher Newport UniversityMathematics96/100
27Clark CollegeComputer/Information Technology Administration and Management96/100
28College of Coastal GeorgiaMathematics96/100
29Colorado Mesa UniversityComputer and Information Sciences96/100
30Colorado Mesa UniversityMathematics96/100
31Columbia Southern UniversityComputer/Information Technology Administration and Management96/100
32Columbia Southern UniversityComputer and Information Sciences96/100
33Adelphi UniversityComputer and Information Sciences95/100
34Adelphi UniversityMathematics95/100
35Agnes Scott CollegeMathematics95/100
36Alabama A & M UniversityComputer and Information Sciences95/100
37Albright CollegeComputer and Information Sciences95/100
38Allegheny CollegeComputer Science95/100
39Allegheny CollegeMathematics95/100
40Alma CollegeComputer Science95/100
41Anderson UniversityComputer Science95/100
42Anderson UniversityComputer/Information Technology Administration and Management95/100
43Arcadia UniversityComputer and Information Sciences95/100
44Arcadia UniversityMathematics95/100
45Art Center College of DesignComputer Software and Media Applications95/100
46Ashford UniversityComputer/Information Technology Administration and Management95/100
47Ashland UniversityComputer Science95/100
48Assumption UniversityMathematics95/100
49Assumption UniversityComputer Science95/100
50Auburn UniversityComputer and Information Sciences95/100

Browse by Debt Range

Under $20K$20K to $40K$40K to $60KOver $60K

Frequently Asked Questions

4,445 school-major combinations have median student debt $20k to $40k. The average ROI Score for these programs is 71/100.

Programs with median debt $20k to $40k have an average ROI Score of 71/100. Average first-year earnings are $57K.

Not necessarily. ROI depends on the ratio of debt to earnings, not debt alone. A $50,000 degree leading to $80,000 earnings has better ROI than a $15,000 degree leading to $20,000 earnings. Our ROI Score accounts for this balance.

Sources: U.S. Department of Education College Scorecard, Bureau of Labor Statistics
Last updated:

Source: U.S. Department of Education College Scorecard, 2026.