College Programs with Debt $20K to $40K (2026)

27,809 school-major combinations. Programs with $20,000 to $40,000 in median student debt. This range covers most in-state public university programs and some private school offerings with aid.

27,809

Programs

59/100

Avg ROI Score

$27K

Avg Median Debt

$57K

Avg Year 1 Earnings

Grade Distribution for Debt $20K to $40K

1,844

7,632

11,682

6,572

Top 50 Programs — Debt $20K to $40K

#	School	Major	ROI Score	Debt	Earnings (1yr)	Verdict
1	University of Wisconsin-Stout	Computer Systems Networking and Telecommunications	91/100	$20,692	$95,000	STRONG BUY
2	Albany State University	Computer and Information Sciences	90/100	$20,094	$95,000	STRONG BUY
3	American University	Computer Science	90/100	$20,322	$95,000	STRONG BUY
4	Angelo State University	Computer and Information Sciences	90/100	$20,138	$95,000	STRONG BUY
5	Augusta University	Computer/Information Technology Administration and Management	90/100	$21,026	$95,000	STRONG BUY
6	Bellevue College	Data Processing	90/100	$21,838	$95,000	STRONG BUY
7	Bob Jones University	Computer and Information Sciences	90/100	$20,607	$95,000	STRONG BUY
8	Bowdoin College	Computer Science	90/100	$20,519	$95,000	STRONG BUY
9	Bryn Mawr College	Computer Science	90/100	$20,203	$95,000	STRONG BUY
10	California Polytechnic State University-San Luis Obispo	Computer Science	90/100	$20,312	$95,000	STRONG BUY
11	Case Western Reserve University	Computer Science	90/100	$20,543	$95,000	STRONG BUY
12	Catawba College	Computer and Information Sciences	90/100	$20,556	$95,000	STRONG BUY
13	Clark College	Computer/Information Technology Administration and Management	90/100	$21,087	$95,000	STRONG BUY
14	Colorado Mesa University	Computer and Information Sciences	90/100	$20,002	$95,000	STRONG BUY
15	Columbia Southern University	Computer/Information Technology Administration and Management	90/100	$20,771	$95,000	STRONG BUY
16	Connecticut College	Computer Science	90/100	$20,699	$95,000	STRONG BUY
17	CUNY Hunter College	Computer Science	90/100	$20,703	$95,000	STRONG BUY
18	CUNY John Jay College of Criminal Justice	Computer/Information Technology Administration and Management	90/100	$20,414	$95,000	STRONG BUY
19	Dartmouth College	Computer Science	90/100	$20,332	$95,000	STRONG BUY
20	DePaul University	Computer/Information Technology Administration and Management	90/100	$21,549	$95,000	STRONG BUY
21	Dewey University-Carolina	Computer Programming	90/100	$21,311	$95,000	STRONG BUY
22	Elizabeth City State University	Computer Science	90/100	$20,366	$95,000	STRONG BUY
23	Farmingdale State College	Computer Programming	90/100	$20,485	$95,000	STRONG BUY
24	Farmingdale State College	Computer/Information Technology Administration and Management	90/100	$20,485	$95,000	STRONG BUY
25	Frostburg State University	Computer/Information Technology Administration and Management	90/100	$20,944	$95,000	STRONG BUY
26	Georgia College & State University	Computer/Information Technology Administration and Management	90/100	$20,845	$95,000	STRONG BUY
27	Georgia Institute of Technology-Main Campus	Computer and Information Sciences	90/100	$20,393	$95,000	STRONG BUY
28	Georgia Southern University	Computer and Information Sciences	90/100	$20,356	$95,000	STRONG BUY
29	Georgia State University	Computer Science	90/100	$20,488	$95,000	STRONG BUY
30	Georgia State University	Computer and Information Sciences	90/100	$20,488	$95,000	STRONG BUY
31	Grove City College	Computer Science	90/100	$20,400	$95,000	STRONG BUY
32	Guilford College	Computer/Information Technology Administration and Management	90/100	$21,515	$95,000	STRONG BUY
33	Heidelberg University	Computer Science	90/100	$20,356	$95,000	STRONG BUY
34	Indiana Institute of Technology	Computer and Information Sciences, Other	90/100	$22,913	$95,000	STRONG BUY
35	Indiana University-Bloomington	Computer and Information Sciences	90/100	$20,026	$95,000	STRONG BUY
36	Indiana University-Bloomington	Computer Science	90/100	$20,026	$95,000	STRONG BUY
37	Indiana University-South Bend	Computer and Information Sciences	90/100	$20,512	$95,000	STRONG BUY
38	Indiana University-South Bend	Computer Science	90/100	$20,512	$95,000	STRONG BUY
39	Indiana University-Southeast	Computer Science	90/100	$20,342	$95,000	STRONG BUY
40	Indiana University-Southeast	Computer and Information Sciences	90/100	$20,342	$95,000	STRONG BUY
41	Iowa State University	Computer and Information Sciences	90/100	$20,730	$95,000	STRONG BUY
42	Iowa State University	Computer Science	90/100	$20,730	$95,000	STRONG BUY
43	James Madison University	Information Science/Studies	90/100	$20,012	$95,000	STRONG BUY
44	James Madison University	Computer and Information Sciences	90/100	$20,012	$95,000	STRONG BUY
45	Johns Hopkins University	Computer and Information Sciences	90/100	$20,220	$95,000	STRONG BUY
46	Kalamazoo College	Computer and Information Sciences	90/100	$20,686	$95,000	STRONG BUY
47	Kean University	Computer Systems Networking and Telecommunications	90/100	$21,838	$95,000	STRONG BUY
48	Kennesaw State University	Computer Science	90/100	$20,288	$95,000	STRONG BUY
49	Kennesaw State University	Computer and Information Sciences	90/100	$20,288	$95,000	STRONG BUY
50	Landmark College	Computer Science	90/100	$20,165	$95,000	STRONG BUY

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Frequently Asked Questions

27,809 school-major combinations have median student debt $20k to $40k. The average ROI Score for these programs is 59/100.

Programs with median debt $20k to $40k have an average ROI Score of 59/100. Average first-year earnings are $57K.

Not necessarily. ROI depends on the ratio of debt to earnings, not debt alone. A $50,000 degree leading to $80,000 earnings has better ROI than a $15,000 degree leading to $20,000 earnings. Our ROI Score accounts for this balance.

Sources: U.S. Department of Education College Scorecard, Bureau of Labor Statistics

Last updated: March 2026