Grade F Colleges (2026)

177 school-major combinations with ROI Score 0-34/100. Poor ROI where debt significantly outweighs expected earnings.

177

Programs

31/100

Avg ROI Score

$41K

Avg Median Debt

$42K

Avg Year 1 Earnings

Top 50 Grade F Programs

#	School	Major	ROI Score	Debt	Earnings (1yr)	Verdict
1	Abilene Christian University	Health and Physical Education/Fitness	34/100	$39,064	$42,000	AVOID
2	Alfred University	Teacher Education and Professional Development, Specific Levels and Methods	34/100	$39,844	$45,000	AVOID
3	Bellevue University	Design and Applied Arts	34/100	$38,006	$42,000	AVOID
4	Benedictine College	Theological and Ministerial Studies	34/100	$33,304	$40,000	AVOID
5	Charlotte Christian College and Theological Seminary	Bible/Biblical Studies	34/100	$33,788	$40,000	AVOID
6	Chowan University	Music	34/100	$37,666	$42,000	AVOID
7	College of Our Lady of the Elms	Liberal Arts and Sciences, General Studies and Humanities	34/100	$41,728	$45,000	AVOID
8	Concordia University-Nebraska	Religious/Sacred Music	34/100	$34,560	$40,000	AVOID
9	Culinary Institute of America	Culinary Arts and Related Services	34/100	$28,104	$35,000	AVOID
10	Cypress College	Funeral Service and Mortuary Science	34/100	$30,076	$35,000	AVOID
11	Eastern Nazarene College	Health and Physical Education/Fitness	34/100	$39,232	$42,000	AVOID
12	Endicott College	Teacher Education and Professional Development, Specific Levels and Methods	34/100	$39,912	$45,000	AVOID
13	Endicott College	Education	34/100	$39,912	$45,000	AVOID
14	Felician University	Fine and Studio Arts	34/100	$38,098	$42,000	AVOID
15	Goddard College	Liberal Arts and Sciences, General Studies and Humanities	34/100	$41,376	$45,000	AVOID
16	Limestone University	Liberal Arts and Sciences, General Studies and Humanities	34/100	$41,420	$45,000	AVOID
17	Lubbock Christian University	Teacher Education and Professional Development, Specific Levels and Methods	34/100	$39,720	$45,000	AVOID
18	Lubbock Christian University	Health and Physical Education/Fitness	34/100	$39,720	$42,000	AVOID
19	Maharishi International University	Film/Video and Photographic Arts	34/100	$37,456	$42,000	AVOID
20	Manna University	Theological and Ministerial Studies	34/100	$33,224	$40,000	AVOID
21	Marietta College	Education	34/100	$39,888	$45,000	AVOID
22	Marietta College	Special Education and Teaching	34/100	$39,888	$45,000	AVOID
23	Marietta College	Teacher Education and Professional Development, Specific Subject Areas	34/100	$39,888	$45,000	AVOID
24	Notre Dame of Maryland University	Fine and Studio Arts	34/100	$38,443	$42,000	AVOID
25	NUC University	Visual and Performing Arts	34/100	$38,863	$42,000	AVOID
26	Rasmussen University-Florida	Design and Applied Arts	34/100	$37,943	$42,000	AVOID
27	Saint Francis University	Teacher Education and Professional Development, Specific Levels and Methods	34/100	$39,636	$45,000	AVOID
28	Saint Francis University	Special Education and Teaching	34/100	$39,636	$45,000	AVOID
29	Southern Oregon University	Fine and Studio Arts	34/100	$37,548	$42,000	AVOID
30	Southern Oregon University	Film/Video and Photographic Arts	34/100	$37,548	$42,000	AVOID
31	Sweet Briar College	Fine and Studio Arts	34/100	$38,371	$42,000	AVOID
32	Sweet Briar College	Visual and Performing Arts	34/100	$38,371	$42,000	AVOID
33	Union University	Liberal Arts and Sciences, General Studies and Humanities	34/100	$42,388	$45,000	AVOID
34	Utica University	Teacher Education and Professional Development, Specific Subject Areas	34/100	$40,036	$45,000	AVOID
35	Utica University	Teacher Education and Professional Development, Specific Levels and Methods	34/100	$40,036	$45,000	AVOID
36	Valparaiso University	Teacher Education and Professional Development, Specific Levels and Methods	34/100	$39,660	$45,000	AVOID
37	Abilene Christian University	Social Work	33/100	$39,064	$42,000	AVOID
38	Benedict College	Fine and Studio Arts	33/100	$39,173	$42,000	AVOID
39	Benedict College	Music	33/100	$39,173	$42,000	AVOID
40	Benedict College	Arts, Entertainment, and Media Management	33/100	$39,173	$42,000	AVOID
41	Bethel University	Pastoral Counseling and Specialized Ministries	33/100	$35,608	$40,000	AVOID
42	Central Baptist College	Religious/Sacred Music	33/100	$35,684	$40,000	AVOID
43	College of Our Lady of the Elms	Education	33/100	$41,728	$45,000	AVOID
44	College of Our Lady of the Elms	Teacher Education and Professional Development, Specific Levels and Methods	33/100	$41,728	$45,000	AVOID
45	Concordia University-Nebraska	Theological and Ministerial Studies	33/100	$34,560	$40,000	AVOID
46	Concordia University-Nebraska	Religious Education	33/100	$34,560	$40,000	AVOID
47	Davenport University	Health and Physical Education/Fitness	33/100	$40,120	$42,000	AVOID
48	Eastern Nazarene College	Social Work	33/100	$39,232	$42,000	AVOID
49	Endicott College	Health and Physical Education/Fitness	33/100	$39,912	$42,000	AVOID
50	Goddard College	Education	33/100	$41,376	$45,000	AVOID

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Frequently Asked Questions

A grade F means the school-major combination scored 0-34 out of 100 on our ROI Score. Poor ROI where debt significantly outweighs expected earnings.

177 school-major combinations currently hold a grade F. The average debt for these programs is $41K with average first-year earnings of $42K.

The ROI Score (0-100) weighs five factors: debt-to-income ratio (35%), earnings premium vs national average (25%), job market outlook (20%), graduation rate (10%), and debt vs national average for that major (10%). The letter grade maps directly from this score.

Sources: U.S. Department of Education College Scorecard, Bureau of Labor Statistics

Last updated: March 2026