Human Services at American Baptist College
Tn · Private · 100% graduation rate
C
ROI Score
54/100
Median Debt
$36,840
Year 1 Earnings
$42,000
Year 5 Earnings
$57,120
Debt-to-Earnings
0.88x
Debt vs Earnings
ROI Score Breakdown
Debt-to-Income Ratio86/100 (35%)
Earnings Premium vs HS25/100 (25%)
Job Market Outlook30/100 (20%)
Graduation Rate100/100 (10%)
Debt vs National Avg15/100 (10%)
Is Human Services at American Baptist College Worth It?
Verdict: CAUTION. Human Services at American Baptist College requires careful consideration. The median debt of $36,840 against first-year earnings of $42,000 gives a debt-to-earnings ratio of 0.88x, which means loan repayment will be a stretch. By year five ($57,120), things improve, but the early years will be tight. Consider whether you have other financial options or a clear career path that justifies this cost.
Source: U.S. Department of Education College Scorecard, 2026.