Updated March 2026 · College Scorecard data
Is Theology and Religious Vocations Worth It?
Theology and Religious Vocations lands in the middle with a national average ROI Score of 59/100 across 8 reporting schools — a Grade C profile where outcomes vary sharply by institution, and school choice matters more than usual. Across the field, median debt is $26K against $40K in first-year earnings — a healthy debt load — repayment falls comfortably under the 8% rule on a standard 10-year plan.
Theology and Religious Vocations ROI at a Glance
lands in the middle with a national average ROI Score of 59/100 across 8 reporting schools — a Grade C profile where outcomes vary sharply by institution, and school choice matters more than usual. The graduation-weighted average across reporting institutions is the cleanest single number for the field, but it hides the spread — top programs like Allegheny Wesleyan College run far ahead of the bottom of the table. School choice within Theology and Religious Vocations matters because the major-level number is a starting point, not a prediction.
Earnings rise sharply from $40K in year 1 to $54K by year 5 — 34% growth in four years. That is a strong promotion curve, common in technology, engineering, and finance tracks where early-career skill compounding pays off fast. The five-year earnings trajectory is one of the strongest signals of long-run career fit; a flat curve suggests the major leads to roles where seniority does not pay off without graduate credentials, while a steep curve indicates fast skill compounding inside the field.
Best in field: Allegheny Wesleyan College leads the field with a 62/100 ROI Score (Grade C). Median debt at completion is $20K against $40K in first-year earnings — a debt-to-income ratio of 0.49x. Worst in field: Central Baptist College sits at the bottom of the field with a 50/100 ROI Score (Grade C). Median debt at completion is $36K against $40K in first-year earnings — a debt-to-income ratio of 0.89x.
Debt-to-Income at the Field Level
At a debt-to-earnings ratio of 0.65x, Theology and Religious Vocations shows a healthy debt load — repayment falls comfortably under the 8% rule on a standard 10-year plan. Federal financial-aid research uses the “8% rule” — monthly student loan payments under 8% of gross monthly income — which translates to debt below roughly 0.75x annual earnings on a standard 10-year plan. Programs running above 1.0x typically need income-driven repayment to stay current; above 1.5x, the math rarely works without forgiveness mechanics or an unusually steep career ramp. For borrower-rights and repayment guidance, the Consumer Financial Protection Bureau is the most accessible federal source.
Debt vs Earnings by School
Theology and Religious Vocations by School
| School | State | Median Debt | Year 1 Earnings | Year 5 Earnings | ROI Grade | Verdict |
|---|---|---|---|---|---|---|
| Allegheny Wesleyan College | Oh | $20K | $40K | $54K | C | BUY |
| Baptist University of Florida | Fl | $21K | $40K | $54K | C | BUY |
| Barclay College | Ks | $25K | $40K | $54K | C | BUY |
| Boise Bible College | Id | $24K | $40K | $54K | C | BUY |
| Bethany Global University | Mn | $28K | $40K | $54K | C | CAUTION |
| Clarks Summit University | Pa | $26K | $40K | $54K | C | CAUTION |
| Columbia International University | Sc | $27K | $40K | $54K | C | CAUTION |
| Central Baptist College | Ar | $36K | $40K | $54K | C | CAUTION |
How Theology and Religious Vocations’s ROI Score Is Calculated
The Theology and Religious Vocations ROI Score is a weighted composite of five financial-aid signals: debt-to-income (35%), earnings premium over a high-school diploma (25%), 10-year BLS job-growth outlook (20%), graduation rate (10%), and debt vs. the national average (10%). Each school + major combination is scored individually, then aggregated up to the field level. The grade thresholds (A ≥ 80, B ≥ 65, C ≥ 50, D ≥ 35, F < 35) are calibrated so a typical break-even degree lands in the C range. Read the full methodology.
Frequently Asked Questions
Is a Theology and Religious Vocations degree worth it?
Theology and Religious Vocations lands in the middle with a national average ROI Score of 59/100 across 8 reporting schools — a Grade C profile where outcomes vary sharply by institution, and school choice matters more than usual. The dominant signal is debt-to-income: at a debt-to-earnings ratio of 0.65x on average, the field shows a healthy debt load — repayment falls comfortably under the 8% rule on a standard 10-year plan. Outcomes vary sharply by institution, so the school you choose within Theology and Religious Vocations usually matters more than the major label itself.
What is the average debt for a Theology and Religious Vocations degree?
Median debt at completion across the 8 U.S. schools reporting Theology and Religious Vocations data to the College Scorecard is $26K, against a national all-major average of $26K. The range across schools is wide — $20K at the top of the table to $36K at the bottom.
How much do Theology and Religious Vocations graduates earn?
Earnings rise sharply from $40K in year 1 to $54K by year 5 — 34% growth in four years. That is a strong promotion curve, common in technology, engineering, and finance tracks where early-career skill compounding pays off fast. National average first-year earnings across all 30,224 school + major combinations on the site is $58K — for context, Theology and Religious Vocations sits below that benchmark.
Which school has the best Theology and Religious Vocations program by ROI?
Allegheny Wesleyan College leads the field with a 62/100 ROI Score (Grade C). Median debt at completion is $20K against $40K in first-year earnings — a debt-to-income ratio of 0.49x. On the other end, Central Baptist College sits at the bottom of the field with a 50/100 ROI Score (Grade C). Median debt at completion is $36K against $40K in first-year earnings — a debt-to-income ratio of 0.89x.
Where does this Theology and Religious Vocations data come from?
Every figure on this page comes from federal public datasets — the U.S. Department of Education College Scorecard (collegescorecard.ed.gov) for debt and earnings, IPEDS (nces.ed.gov/ipeds) for graduation rates, and BLS Employment Projections for the job-growth outlook component of the ROI Score. Borrower-rights guidance: the Consumer Financial Protection Bureau (consumerfinance.gov). The dataset was last refreshed March 2026.
Sources: U.S. Department of Education College Scorecard and IPEDS, Bureau of Labor Statistics Employment Projections, Consumer Financial Protection Bureau. All federal datasets are public domain.
Last updated 2026-03-15 · 8 schools reporting for this major.