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CollegeROIData

Updated March 2026 · College Scorecard data

Is Business Administration, Management and Operations Worth It?

Business Administration, Management and Operations holds a solid national average ROI Score of 78/100 across 247 reporting schools — Grade B territory, where repayment math works for most graduates at most institutions. Across the field, median debt is $27K against $65K in first-year earnings — a strong cushion — typical graduates carry less than half a year of starting salary in debt, leaving room to switch jobs or pursue graduate study without distress.

Avg Debt
$27K
Avg Year 1 Earnings
$65K
Avg Year 5 Earnings
$89K
Avg ROI Score
78/100

Business Administration, Management and Operations ROI at a Glance

holds a solid national average ROI Score of 78/100 across 247 reporting schools — Grade B territory, where repayment math works for most graduates at most institutions. The graduation-weighted average across reporting institutions is the cleanest single number for the field, but it hides the spread — top programs like American National University run far ahead of the bottom of the table. School choice within Business Administration, Management and Operations matters because the major-level number is a starting point, not a prediction.

Earnings rise sharply from $65K in year 1 to $89K by year 5 — 37% growth in four years. That is a strong promotion curve, common in technology, engineering, and finance tracks where early-career skill compounding pays off fast. The five-year earnings trajectory is one of the strongest signals of long-run career fit; a flat curve suggests the major leads to roles where seniority does not pay off without graduate credentials, while a steep curve indicates fast skill compounding inside the field.

Best in field: American National University leads the field with a 83/100 ROI Score (Grade A). Median debt at completion is $10K against $65K in first-year earnings — a debt-to-income ratio of 0.15x. Worst in field: College of Our Lady of the Elms sits at the bottom of the field with a 73/100 ROI Score (Grade B). Median debt at completion is $42K against $65K in first-year earnings — a debt-to-income ratio of 0.64x.

Debt-to-Income at the Field Level

At a debt-to-earnings ratio of 0.41x, Business Administration, Management and Operations shows a strong cushion — typical graduates carry less than half a year of starting salary in debt, leaving room to switch jobs or pursue graduate study without distress. Federal financial-aid research uses the “8% rule” — monthly student loan payments under 8% of gross monthly income — which translates to debt below roughly 0.75x annual earnings on a standard 10-year plan. Programs running above 1.0x typically need income-driven repayment to stay current; above 1.5x, the math rarely works without forgiveness mechanics or an unusually steep career ramp. For borrower-rights and repayment guidance, the Consumer Financial Protection Bureau is the most accessible federal source.

Debt vs Earnings by School

Business Administration, Management and Operations by School

SchoolStateMedian DebtYear 1 EarningsYear 5 EarningsROI GradeVerdict
American National UniversityVa$10K$65K$89KASTRONG BUY
Baptist University of the AmericasTx$13K$65K$89KASTRONG BUY
Bethesda UniversityCa$11K$65K$89KASTRONG BUY
Capitol Technology UniversityMd$5K$65K$89KASTRONG BUY
Caribbean University-BayamonPr$13K$65K$89KASTRONG BUY
Caribbean University-CarolinaPr$8K$65K$89KASTRONG BUY
Caribbean University-PoncePr$13K$65K$89KASTRONG BUY
Caribbean University-Vega BajaPr$11K$65K$89KASTRONG BUY
City College-HollywoodFl$7K$65K$89KASTRONG BUY
Berea CollegeKy$14K$65K$89KASTRONG BUY
College of Southern NevadaNv$15K$65K$89KASTRONG BUY
Avila UniversityMo$21K$65K$89KASTRONG BUY
Babson CollegeMa$20K$65K$89KASTRONG BUY
Baptist University of FloridaFl$21K$65K$89KASTRONG BUY
Bloomfield CollegeNj$20K$65K$89KASTRONG BUY
Boston CollegeMa$19K$65K$89KASTRONG BUY
Brazosport CollegeTx$21K$65K$89KASTRONG BUY
California Intercontinental UniversitySd$20K$65K$89KASTRONG BUY
California State University-Monterey BayCa$20K$65K$89KASTRONG BUY
Carnegie Mellon UniversityPa$20K$65K$89KASTRONG BUY
Chadron State CollegeNe$20K$65K$89KASTRONG BUY
Albany State UniversityGa$24K$65K$89KBBUY
Alvernia UniversityPa$24K$65K$89KBBUY
American UniversityDc$24K$65K$89KBBUY
Andrew CollegeGa$24K$65K$89KBBUY
Angelo State UniversityTx$24K$65K$89KBBUY
Aquinas CollegeMi$24K$65K$89KBBUY
Atlantis UniversityFl$22K$65K$89KBBUY
Bacone CollegeOk$22K$65K$89KBBUY
Bethany Lutheran CollegeMn$23K$65K$89KBBUY
Beulah Heights UniversityGa$22K$65K$89KBBUY
Bismarck State CollegeNd$23K$65K$89KBBUY
Boricua CollegeNy$24K$65K$89KBBUY
Boston UniversityMa$23K$65K$89KBBUY
Bryan College-DaytonTn$23K$65K$89KBBUY
California Polytechnic State University-San Luis ObispoCa$24K$65K$89KBBUY
California State University-ChicoCa$22K$65K$89KBBUY
Case Western Reserve UniversityOh$24K$65K$89KBBUY
Central Wyoming CollegeWy$24K$65K$89KBBUY
Centralia CollegeWa$24K$65K$89KBBUY
Chatham UniversityPa$22K$65K$89KBBUY
Chipola CollegeFl$24K$65K$89KBBUY
College of Coastal GeorgiaGa$24K$65K$89KBBUY
College of Menominee NationWi$24K$65K$89KBBUY
College of the OzarksMo$24K$65K$89KBBUY
Colorado Mesa UniversityCo$24K$65K$89KBBUY
Colorado Mountain CollegeCo$22K$65K$89KBBUY
Adrian CollegeMi$25K$65K$89KBBUY
Agnes Scott CollegeGa$26K$65K$89KBBUY
Albright CollegePa$26K$65K$89KBBUY
Anderson UniversityIn$27K$65K$89KBBUY
Anderson UniversitySc$26K$65K$89KBBUY
Appalachian State UniversityNc$25K$65K$89KBBUY
Arcadia UniversityPa$26K$65K$89KBBUY
Asbury UniversityKy$26K$65K$89KBBUY
Assumption UniversityMa$27K$65K$89KBBUY
Auburn UniversityAl$25K$65K$89KBBUY
Augustana UniversitySd$25K$65K$89KBBUY
Austin Peay State UniversityTn$27K$65K$89KBBUY
Ave Maria UniversityFl$25K$65K$89KBBUY
Barclay CollegeKs$25K$65K$89KBBUY
Baylor UniversityTx$26K$65K$89KBBUY
Beacon CollegeFl$26K$65K$89KBBUY
Bellingham Technical CollegeWa$26K$65K$89KBBUY
Belmont Abbey CollegeNc$26K$65K$89KBBUY
Bemidji State UniversityMn$27K$65K$89KBBUY
Benedictine UniversityIl$26K$65K$89KBBUY
Berry CollegeGa$24K$65K$89KBBUY
Bethany CollegeKs$25K$65K$89KBBUY
Bethel UniversityMn$26K$65K$89KBBUY
Bethune-Cookman UniversityFl$27K$65K$89KBBUY
Big Bend Community CollegeWa$25K$65K$89KBBUY
Biola UniversityCa$27K$65K$89KBBUY
Birmingham-Southern CollegeAl$26K$65K$89KBBUY
Black Hills State UniversitySd$24K$65K$89KBBUY
Blue Mountain Christian UniversityMs$26K$65K$89KBBUY
Bob Jones UniversitySc$24K$65K$89KBBUY
Boise State UniversityId$26K$65K$89KBBUY
Bradley UniversityIl$26K$65K$89KBBUY
Brevard CollegeNc$26K$65K$89KBBUY
Brewton-Parker CollegeGa$25K$65K$89KBBUY
Briar Cliff UniversityIa$26K$65K$89KBBUY
Broward CollegeFl$26K$65K$89KBBUY
Bryant & Stratton College-AlbanyNy$26K$65K$89KBBUY
Bryant & Stratton College-BuffaloNy$26K$65K$89KBBUY
Bryant UniversityRi$25K$65K$89KBBUY
Bryn Athyn College of the New ChurchPa$25K$65K$89KBBUY
Cabrini UniversityPa$27K$65K$89KBBUY
Caldwell UniversityNj$26K$65K$89KBBUY
California State Polytechnic University-HumboldtCa$26K$65K$89KBBUY
California State Polytechnic University-PomonaCa$26K$65K$89KBBUY
California State University Maritime AcademyCa$26K$65K$89KBBUY
California State University-BakersfieldCa$26K$65K$89KBBUY
California State University-FresnoCa$26K$65K$89KBBUY
California State University-FullertonCa$25K$65K$89KBBUY
California State University-Long BeachCa$25K$65K$89KBBUY
California State University-San MarcosCa$26K$65K$89KBBUY
California State University-StanislausCa$27K$65K$89KBBUY
Canisius UniversityNy$25K$65K$89KBBUY
Carolina UniversityNc$27K$65K$89KBBUY
Carroll CollegeMt$25K$65K$89KBBUY
Carroll UniversityWi$26K$65K$89KBBUY
Carson-Newman UniversityTn$26K$65K$89KBBUY
Carthage CollegeWi$26K$65K$89KBBUY
Catawba CollegeNc$24K$65K$89KBBUY
Cedarville UniversityOh$25K$65K$89KBBUY
Central CollegeIa$26K$65K$89KBBUY
Central Connecticut State UniversityCt$26K$65K$89KBBUY
Central Washington UniversityWa$25K$65K$89KBBUY
Christopher Newport UniversityVa$25K$65K$89KBBUY
Clark CollegeWa$25K$65K$89KBBUY
Clark UniversityMa$26K$65K$89KBBUY
Clarke UniversityIa$27K$65K$89KBBUY
Clarks Summit UniversityPa$26K$65K$89KBBUY
Clarkson UniversityNy$25K$65K$89KBBUY
Clemson UniversitySc$26K$65K$89KBBUY
Coastal Carolina UniversitySc$26K$65K$89KBBUY
Coe CollegeIa$27K$65K$89KBBUY
College of Central FloridaFl$25K$65K$89KBBUY
College of CharlestonSc$25K$65K$89KBBUY
College of Saint BenedictMn$26K$65K$89KBBUY
College of Saint MaryNe$27K$65K$89KBBUY
Colorado State University-Fort CollinsCo$25K$65K$89KBBUY
Columbia Basin CollegeWa$27K$65K$89KBBUY
Columbia Southern UniversityAl$24K$65K$89KBBUY
Columbus State UniversityGa$25K$65K$89KBBUY
Commonwealth University of PennsylvaniaPa$25K$65K$89KBBUY
Concordia College at MoorheadMn$25K$65K$89KBBUY
Concordia University Ann ArborMi$25K$65K$89KBBUY
Adelphi UniversityNy$27K$65K$89KBBUY
Alabama A & M UniversityAl$27K$65K$89KBBUY
Allen UniversitySc$29K$65K$89KBBUY
Alma CollegeMi$27K$65K$89KBBUY
Alverno CollegeWi$29K$65K$89KBBUY
American International CollegeMa$27K$65K$89KBBUY
Arizona Christian UniversityAz$28K$65K$89KBBUY
Arkansas Baptist CollegeAr$28K$65K$89KBBUY
Arkansas State UniversityAr$28K$65K$89KBBUY
Arkansas Tech UniversityAr$28K$65K$89KBBUY
Ashford UniversityCa$27K$65K$89KBBUY
Ashland UniversityOh$27K$65K$89KBBUY
Atlanta Metropolitan State CollegeGa$28K$65K$89KBBUY
Auburn University at MontgomeryAl$27K$65K$89KBBUY
Augsburg UniversityMn$27K$65K$89KBBUY
Augustana CollegeIl$27K$65K$89KBBUY
Averett UniversityVa$28K$65K$89KBBUY
Azusa Pacific UniversityCa$29K$65K$89KBBUY
Baker CollegeMi$28K$65K$89KBBUY
Baldwin Wallace UniversityOh$27K$65K$89KBBUY
Barry UniversityFl$28K$65K$89KBBUY
Barton CollegeNc$28K$65K$89KBBUY
Bay Path UniversityMa$29K$65K$89KBBUY
Beckfield College-FlorenceKy$27K$65K$89KBBUY
Bellarmine UniversityKy$27K$65K$89KBBUY
Bennett CollegeNc$28K$65K$89KBBUY
Bentley UniversityMa$27K$65K$89KBBUY
Bethel UniversityTn$27K$65K$89KBBUY
Bluefield State UniversityWv$29K$65K$89KBBUY
Bluefield UniversityVa$27K$65K$89KBBUY
Bluffton UniversityOh$27K$65K$89KBBUY
Bridgewater CollegeVa$27K$65K$89KBBUY
Bryant & Stratton College-ParmaOh$27K$65K$89KBBUY
Bryant & Stratton College-Syracuse NorthNy$28K$65K$89KBBUY
Bryant & Stratton College-WauwatosaWi$27K$65K$89KBBUY
Buena Vista UniversityIa$28K$65K$89KBBUY
Bushnell UniversityOr$28K$65K$89KBBUY
California Baptist UniversityCa$29K$65K$89KBBUY
California Lutheran UniversityCa$28K$65K$89KBBUY
California Miramar UniversityCa$27K$65K$89KBBUY
California State University-Channel IslandsCa$27K$65K$89KBBUY
California State University-Dominguez HillsCa$28K$65K$89KBBUY
California State University-Los AngelesCa$28K$65K$89KBBUY
California State University-NorthridgeCa$27K$65K$89KBBUY
California State University-SacramentoCa$27K$65K$89KBBUY
California State University-San BernardinoCa$27K$65K$89KBBUY
Calvary UniversityMo$29K$65K$89KBBUY
Cambridge CollegeMa$28K$65K$89KBBUY
Cameron UniversityOk$28K$65K$89KBBUY
Campbell UniversityNc$28K$65K$89KBBUY
Capella UniversityMn$29K$65K$89KBBUY
Cedar Crest CollegePa$28K$65K$89KBBUY
Central Christian College of KansasKs$29K$65K$89KBBUY
Central Michigan UniversityMi$29K$65K$89KBBUY
Central Penn CollegePa$29K$65K$89KBBUY
Champlain CollegeVt$28K$65K$89KBBUY
Chapman UniversityCa$27K$65K$89KBBUY
Charter CollegeAk$29K$65K$89KBBUY
Chestnut Hill CollegePa$29K$65K$89KBBUY
Cheyney University of PennsylvaniaPa$28K$65K$89KBBUY
Claflin UniversitySc$29K$65K$89KBBUY
Clark Atlanta UniversityGa$28K$65K$89KBBUY
Clayton State UniversityGa$27K$65K$89KBBUY
Cleary UniversityMi$29K$65K$89KBBUY
Cleveland State UniversityOh$27K$65K$89KBBUY
Clinton CollegeSc$28K$65K$89KBBUY
Clover Park Technical CollegeWa$29K$65K$89KBBUY
Coker UniversitySc$27K$65K$89KBBUY
Colby-Sawyer CollegeNh$27K$65K$89KBBUY
College of Biblical Studies-HoustonTx$29K$65K$89KBBUY
Columbia CollegeSc$29K$65K$89KBBUY
Columbia International UniversitySc$27K$65K$89KBBUY
Concord UniversityWv$29K$65K$89KBBUY
Academy CollegeMn$31K$65K$89KBBUY
Alaska Pacific UniversityAk$30K$65K$89KBBUY
Alcorn State UniversityMs$30K$65K$89KBBUY
American InterContinental University SystemAz$31K$65K$89KBBUY
American Jewish UniversityCa$30K$65K$89KBBUY
Amridge UniversityAl$32K$65K$89KBBUY
Anna Maria CollegeMa$30K$65K$89KBBUY
Belhaven UniversityMs$31K$65K$89KBBUY
Cairn University-LanghornePa$31K$65K$89KBBUY
California State University-East BayCa$30K$65K$89KBBUY
Calumet College of Saint JosephIn$31K$65K$89KBBUY
Carlow UniversityPa$30K$65K$89KBBUY
Chaminade University of HonoluluHi$30K$65K$89KBBUY
City University of SeattleWa$31K$65K$89KBBUY
Columbia CollegeMo$30K$65K$89KBBUY
Alabama State UniversityAl$34K$65K$89KBBUY
Alliant International University-San DiegoCa$33K$65K$89KBBUY
American InterContinental University-AtlantaGa$33K$65K$89KBBUY
American InterContinental University-HoustonTx$33K$65K$89KBBUY
American Public University SystemWv$34K$65K$89KBBUY
Aurora UniversityIl$33K$65K$89KBBUY
Benedictine CollegeKs$33K$65K$89KBBUY
Blackburn CollegeIl$33K$65K$89KBBUY
Brenau UniversityGa$34K$65K$89KBBUY
Bryan UniversityMo$34K$65K$89KBBUY
Bryant & Stratton College-GreeceNy$33K$65K$89KBBUY
Bryant & Stratton College-OnlineNy$32K$65K$89KBBUY
Centura College-ChesapeakeVa$34K$65K$89KBBUY
Chicago State UniversityIl$34K$65K$89KBBUY
Christian Brothers UniversityTn$33K$65K$89KBBUY
Colorado Technical University-Colorado SpringsCo$32K$65K$89KBBUY
Baker UniversityKs$36K$65K$89KBBUY
Bellevue UniversityNe$36K$65K$89KBBUY
Benedict CollegeSc$37K$65K$89KBBUY
Bethel UniversityIn$36K$65K$89KBBUY
Central Baptist CollegeAr$36K$65K$89KBBUY
Chowan UniversityNc$36K$65K$89KBBUY
Colorado Christian UniversityCo$37K$65K$89KBBUY
Abilene Christian UniversityTx$39K$65K$89KBBUY
Albertus Magnus CollegeCt$38K$65K$89KBBUY
Alfred UniversityNy$40K$65K$89KBBUY
Bethany CollegeWv$43K$65K$89KBBUY
Bowie State UniversityMd$48K$65K$89KBBUY
Brookline College-PhoenixAz$41K$65K$89KBBUY
College of Our Lady of the ElmsMa$42K$65K$89KBBUY

How Business Administration, Management and Operations’s ROI Score Is Calculated

The Business Administration, Management and Operations ROI Score is a weighted composite of five financial-aid signals: debt-to-income (35%), earnings premium over a high-school diploma (25%), 10-year BLS job-growth outlook (20%), graduation rate (10%), and debt vs. the national average (10%). Each school + major combination is scored individually, then aggregated up to the field level. The grade thresholds (A ≥ 80, B ≥ 65, C ≥ 50, D ≥ 35, F < 35) are calibrated so a typical break-even degree lands in the C range. Read the full methodology.

Frequently Asked Questions

Is a Business Administration, Management and Operations degree worth it?

Business Administration, Management and Operations holds a solid national average ROI Score of 78/100 across 247 reporting schools — Grade B territory, where repayment math works for most graduates at most institutions. The dominant signal is debt-to-income: at a debt-to-earnings ratio of 0.41x on average, the field shows a strong cushion — typical graduates carry less than half a year of starting salary in debt, leaving room to switch jobs or pursue graduate study without distress. Outcomes vary sharply by institution, so the school you choose within Business Administration, Management and Operations usually matters more than the major label itself.

What is the average debt for a Business Administration, Management and Operations degree?

Median debt at completion across the 247 U.S. schools reporting Business Administration, Management and Operations data to the College Scorecard is $27K, against a national all-major average of $26K. The range across schools is wide — $10K at the top of the table to $42K at the bottom.

How much do Business Administration, Management and Operations graduates earn?

Earnings rise sharply from $65K in year 1 to $89K by year 5 — 37% growth in four years. That is a strong promotion curve, common in technology, engineering, and finance tracks where early-career skill compounding pays off fast. National average first-year earnings across all 30,224 school + major combinations on the site is $58K — for context, Business Administration, Management and Operations sits above that benchmark.

Which school has the best Business Administration, Management and Operations program by ROI?

American National University leads the field with a 83/100 ROI Score (Grade A). Median debt at completion is $10K against $65K in first-year earnings — a debt-to-income ratio of 0.15x. On the other end, College of Our Lady of the Elms sits at the bottom of the field with a 73/100 ROI Score (Grade B). Median debt at completion is $42K against $65K in first-year earnings — a debt-to-income ratio of 0.64x.

Where does this Business Administration, Management and Operations data come from?

Every figure on this page comes from federal public datasets — the U.S. Department of Education College Scorecard (collegescorecard.ed.gov) for debt and earnings, IPEDS (nces.ed.gov/ipeds) for graduation rates, and BLS Employment Projections for the job-growth outlook component of the ROI Score. Borrower-rights guidance: the Consumer Financial Protection Bureau (consumerfinance.gov). The dataset was last refreshed March 2026.

Sources: U.S. Department of Education College Scorecard and IPEDS, Bureau of Labor Statistics Employment Projections, Consumer Financial Protection Bureau. All federal datasets are public domain.

Last updated 2026-03-15 · 247 schools reporting for this major.