Skip to main content
CollegeROIData

Updated March 2026 · College Scorecard data

Is Education, Other Worth It?

Education, Other lands in the middle with a national average ROI Score of 62/100 across 7 reporting schools — a Grade C profile where outcomes vary sharply by institution, and school choice matters more than usual. Across the field, median debt is $27K against $45K in first-year earnings — a healthy debt load — repayment falls comfortably under the 8% rule on a standard 10-year plan.

Avg Debt
$27K
Avg Year 1 Earnings
$45K
Avg Year 5 Earnings
$60K
Avg ROI Score
62/100

Education, Other ROI at a Glance

lands in the middle with a national average ROI Score of 62/100 across 7 reporting schools — a Grade C profile where outcomes vary sharply by institution, and school choice matters more than usual. The graduation-weighted average across reporting institutions is the cleanest single number for the field, but it hides the spread — top programs like Albany State University run far ahead of the bottom of the table. School choice within Education, Other matters because the major-level number is a starting point, not a prediction.

Earnings rise sharply from $45K in year 1 to $60K by year 5 — 34% growth in four years. That is a strong promotion curve, common in technology, engineering, and finance tracks where early-career skill compounding pays off fast. The five-year earnings trajectory is one of the strongest signals of long-run career fit; a flat curve suggests the major leads to roles where seniority does not pay off without graduate credentials, while a steep curve indicates fast skill compounding inside the field.

Best in field: Albany State University leads the field with a 63/100 ROI Score (Grade C). Median debt at completion is $24K against $45K in first-year earnings — a debt-to-income ratio of 0.53x. Worst in field: Central Methodist University-College of Liberal Arts and Sciences sits at the bottom of the field with a 59/100 ROI Score (Grade C). Median debt at completion is $33K against $45K in first-year earnings — a debt-to-income ratio of 0.74x.

Debt-to-Income at the Field Level

At a debt-to-earnings ratio of 0.60x, Education, Other shows a healthy debt load — repayment falls comfortably under the 8% rule on a standard 10-year plan. Federal financial-aid research uses the “8% rule” — monthly student loan payments under 8% of gross monthly income — which translates to debt below roughly 0.75x annual earnings on a standard 10-year plan. Programs running above 1.0x typically need income-driven repayment to stay current; above 1.5x, the math rarely works without forgiveness mechanics or an unusually steep career ramp. For borrower-rights and repayment guidance, the Consumer Financial Protection Bureau is the most accessible federal source.

Debt vs Earnings by School

Education, Other by School

SchoolStateMedian DebtYear 1 EarningsYear 5 EarningsROI GradeVerdict
Albany State UniversityGa$24K$45K$60KCBUY
California State Polytechnic University-PomonaCa$26K$45K$60KCBUY
California State University-Channel IslandsCa$27K$45K$60KCBUY
Carroll UniversityWi$26K$45K$60KCBUY
Central Methodist University-College of Graduate and Extended StudiesMo$26K$45K$60KCBUY
Clark UniversityMa$26K$45K$60KCBUY
Central Methodist University-College of Liberal Arts and SciencesMo$33K$45K$60KCCAUTION

How Education, Other’s ROI Score Is Calculated

The Education, Other ROI Score is a weighted composite of five financial-aid signals: debt-to-income (35%), earnings premium over a high-school diploma (25%), 10-year BLS job-growth outlook (20%), graduation rate (10%), and debt vs. the national average (10%). Each school + major combination is scored individually, then aggregated up to the field level. The grade thresholds (A ≥ 80, B ≥ 65, C ≥ 50, D ≥ 35, F < 35) are calibrated so a typical break-even degree lands in the C range. Read the full methodology.

Frequently Asked Questions

Is a Education, Other degree worth it?

Education, Other lands in the middle with a national average ROI Score of 62/100 across 7 reporting schools — a Grade C profile where outcomes vary sharply by institution, and school choice matters more than usual. The dominant signal is debt-to-income: at a debt-to-earnings ratio of 0.60x on average, the field shows a healthy debt load — repayment falls comfortably under the 8% rule on a standard 10-year plan. Outcomes vary sharply by institution, so the school you choose within Education, Other usually matters more than the major label itself.

What is the average debt for a Education, Other degree?

Median debt at completion across the 7 U.S. schools reporting Education, Other data to the College Scorecard is $27K, against a national all-major average of $26K. The range across schools is wide — $24K at the top of the table to $33K at the bottom.

How much do Education, Other graduates earn?

Earnings rise sharply from $45K in year 1 to $60K by year 5 — 34% growth in four years. That is a strong promotion curve, common in technology, engineering, and finance tracks where early-career skill compounding pays off fast. National average first-year earnings across all 30,224 school + major combinations on the site is $58K — for context, Education, Other sits below that benchmark.

Which school has the best Education, Other program by ROI?

Albany State University leads the field with a 63/100 ROI Score (Grade C). Median debt at completion is $24K against $45K in first-year earnings — a debt-to-income ratio of 0.53x. On the other end, Central Methodist University-College of Liberal Arts and Sciences sits at the bottom of the field with a 59/100 ROI Score (Grade C). Median debt at completion is $33K against $45K in first-year earnings — a debt-to-income ratio of 0.74x.

Where does this Education, Other data come from?

Every figure on this page comes from federal public datasets — the U.S. Department of Education College Scorecard (collegescorecard.ed.gov) for debt and earnings, IPEDS (nces.ed.gov/ipeds) for graduation rates, and BLS Employment Projections for the job-growth outlook component of the ROI Score. Borrower-rights guidance: the Consumer Financial Protection Bureau (consumerfinance.gov). The dataset was last refreshed March 2026.

Sources: U.S. Department of Education College Scorecard and IPEDS, Bureau of Labor Statistics Employment Projections, Consumer Financial Protection Bureau. All federal datasets are public domain.

Last updated 2026-03-15 · 7 schools reporting for this major.